Enhanced Due Diligence
LexisNexis® Mortgage Asset Research Institute offers extended risk mitigation solutions that provide subscribers with instant access to online and custom services to manage enhanced compliance and background screening of industry professional and companies. Services available include:
Mortgage Asset Research Institute Identity Verification
- With Mortgage Asset Research Institute Identity Verification you can:
- Validate identities of individuals and businesses with minimal information.
- Utilize advanced analytics that produce risk scores to help automate risk-based decision processes.
- Get immediate results returned in reports that explain validation areas presenting the most risk.
- OFAC checks are also included.
Mortgage Asset Research Institute Identity Verification combines a wealth of individual and business identity data, an easy-to-use interface, reporting and sophisticated analytics for a complete identity verification solution.
Significantly reduce workload and take steps to comply with USA PATRIOT Act and related regulations by using Mortgage Asset Research Institute for all your real-time and batch identity verification.
Mortgage Asset Research Institute IDV service, InstantID® with Red Flags Rule Report, can help you:
- Take steps to comply with USA PATRIOT Act, OFAC, BSA, Red Flags Rules and related regulations.
- Simplify processes and maximize human resources, while reducing workload.
- Protect your company's reputation and mitigate risk.
- Avoid government-imposed penalties.
- Prevent crimes such as terrorism, money laundering and ID theft.
NEW: FraudPoint® Predict better. Profit more.
Sophisticated, efficient fraud prevention and analysis
FraudPoint is far more than the typical match logic and pass/fail criteria used to verify if identities exist—it’s a holistic examination into known fraudulent profiles. Better data and analytics maximizes ROI by allowing you to focus on the riskiest applications and decrease expenses associated with unnecessary manual reviews.
FraudPoint® Attributes have over 160 predictive indicators that clients can use with their in-house modeling and rules-based strategies to improve customer risk.
National Credit Check with Social Security Number Fraud Check
- Provides a credit check with a national credit bureau that also returns a credit score.
- Identifies known high-risk fraudulent address information by completing a Social Security Number and Fraud Alert Service check.
